Mercado financeiro estima inflação de 4,99% em 2025, prevê BC

O mercado financeiro mantém as expectativas de alta tanto para a inflação como para a cotação do dólar em 2025. No caso da inflação, essa expectativa de alta se mantém há 12 semanas, culminando, agora, com uma projeção de que, ao final do ano, o Índice Nacional de Preços ao Consumidor Amplo (IPCA) – considerado a inflação oficial do país – esteja em 4,99%.

Há uma semana, a expectativa do mercado era de que a inflação fechasse 2025 em 4,96%; e há quatro semanas era de que fechasse em 4,59%. Para os anos subsequentes, o mercado trabalha com expectativas inflacionárias de 4,03% em 2026; e de 3,90 em 2027. Os números constam do Boletim Focus, divulgado nesta segunda-feira (6) pelo Banco Central (BC).

A estimativa para 2025 é mais pessimista que as previsões oficiais. O governo federal estima um IPCA de 3,1% este ano, segundo a Lei de Diretrizes Orçamentárias (LDO) de 2025 aprovada no Congresso Nacional.

Como ainda não foi divulgado o índice oficial da inflação de 2024, o mercado continua a fazer projeções para o ano encerrado. Neste caso, a expectativa para o índice inflacionário caminhou em sentido oposto, reduzindo dos 4,90% projetados há uma semana para 4,89%, segundo o boletim divulgado hoje. O teto para a meta inflacionária estipulada para 2024 é 4,50%.

Selic

Para alcançar a meta de inflação, o Banco Central usa como principal instrumento a taxa básica de juros, a Selic, definida em 12,25% ao ano pelo Comitê de Política Monetária (Copom). A alta recente do dólar e as incertezas em torno da inflação e da economia global fizeram o BC aumentar o ritmo de alta dos juros na última reunião do ano, dia 11 de dezembro.

A expectativa, portanto, é que a Selic apresente alta já no início de 2025. Diante desse cenário, o mercado financeiro aumentou a projeção dessa taxa básica para o fim deste ano, passando dos 14,75% projetados há uma semana, para os 15% projetados neste boletim mais recente. Há quatro semanas, esta projeção estava em 13,50%.

Para os anos subsequentes, o mercado trabalha com uma projeção de 12% em 2026; e de 10% em 2027.

Dólar e PIB

O mercado projeta que, ao final de 2025, o dólar esteja sendo comercializado a R$ 6, mantendo a tendência de alta que vem sendo observada há 10 semanas. Na semana passada, a cotação esperada para o final deste ano era de R$ 5,96; e há quatro semanas era de que a cotação da moeda norte-americana fecharia o ano em R$ 5,77.

Para 2026 e 2027, as expectativas se mantêm estáveis, em R$ 5,90 e R$ 5,80, respectivamente.

Já as previsões para o Produto Interno Bruto (PIB – a soma dos bens e serviços produzidos no país) de 2025 aumentaram de 2,01% para 2,02%. Há quatro semanas, o mercado projetava crescimento de 2% para o PIB de 2025. Para os PIBs de 2026 e 2027, o mercado projeta crescimentos de 1% e 2%, respectivamente.

Fonte: Agência Brasil

Foto: Rafa Neddermeyer/EBC

Receita Federal irá monitorar dados de cartão de crédito e Pix

As operadoras de cartões de crédito e instituições de pagamento que movimentam recursos financeiros devem prestar informações à Receita Federal sobre operações financeiras de contribuintes. O envio dos dados será semestral.

A regra começou a valer nesta quarta-feira (1º) e está prevista na Instrução Normativa 2.219, de 2024 do órgão federal.

Em nota, a Receita Federal afirma que as medidas têm o objetivo de melhorar o controle e a fiscalização das operações financeiras, por meio de uma maior coleta de dados.

“[As medidas] reforçam os compromissos internacionais do Brasil, contribuindo para o combate à evasão fiscal e promovendo a transparência nas operações financeiras globais”, reforçou a nota da Receita Federal.

A norma atualiza e amplia a obrigatoriedade de envio de informações à Receita Federal via e-Financeira, que é o sistema eletrônico da Receita Federal que faz parte do Sistema Público de Escrituração Digital (Sped).

A e-Financeira monitora e coleta informações sobre operações financeiras. Os arquivos digitais incluem dados de cadastro, abertura, fechamento, operações financeiras e previdência privada.

Instituições

As instituições financeiras tradicionais, como os bancos públicos e privados, financeiras e cooperativas de crédito, já eram obrigadas a enviar à Receita Federal as informações sobre movimentações financeiras de seus clientes, como saldos em conta corrente, movimentações de resgate e investimentos dos correntistas, rendimentos de aplicações e poupanças.

Com a mudança que entra em vigor em 2025, a obrigação de prestação de informações relativas às contas pós-pagas e contas em moeda eletrônica passa a ser também de operadoras de cartões de crédito e instituições de pagamento.

Estas últimas são empresas autorizadas pelo Banco Central a oferecer serviços financeiros relacionados a pagamentos, como transferências, recebimentos e emissão de cartões. Entre elas estão as plataformas e aplicativos de pagamentos; bancos virtuais; e varejistas de grande porte, a exemplo de lojas de departamentos, de venda de eletrodomésticos; e atacadistas.

Envios

As novas entidades listadas na norma da Receita Federal estão obrigadas a apresentar as informações mencionadas quando o montante movimentado no mês for superior a R$ 5 mil, para pessoas físicas; ou R$15 mil, para pessoas jurídicas.

Os dados deverão ser apresentados via e-Financeira semestralmente:

·   até o último dia útil do mês de agosto, contendo as informações relativas ao primeiro semestre do ano em curso; e

·   até o último dia útil de fevereiro, contendo as informações relativas ao segundo semestre do ano anterior.

Desta forma, dados de pagamentos via Pix e cartões de crédito superiores aos valores citados serão informados à Receita Federal – via e-Financeira – em agosto de 2025.

Fonte: Agência Brasil

Foto: Marcello Casal Jr/EBC

Chacina em Santa Maria: três pessoas são mortas a tiros

Um jovem, um homem e uma mulher foram encontrados mortos a tiros em uma casa na Rua Paisandu, no bairro Passo D’ Areia, na 1ª chacina de Santa Maria neste ano. A execução aconteceu na madrugada deste domingo (05).

As vítimas identificadas foram Andriel Silveira dos Santos, 24 anos, Bruno de Barros Borges 35 anos e Raquel da Silva da Rosa, 34.

O caso é investigado pela Delegacia de Polícia de Homicídios e Proteção à Pessoa (DPHPP).

Homem é preso com arma de fogo e drogas após perseguição em Santa Maria

Um homem foi preso após uma perseguição por tráfico de drogas, porte de arma de fogo e disparo de arma de fogo, na BR-287, em Santa Maria, na sexta-feira (03). 

De acordo com a Brigada Militar, o indivíduo de 37 anos dirigia um Palio e fugiu após uma tentativa de abordagem no bairro Tancredo Neves. O homem chegou a efetuar um disparo de arma de fogo em direção aos policiais do 2º Batalhão de Polícia de Choque (2º BPChoque) durante a fuga, mas foi capturado logo depois.

No interior do veículo, os policiais apreenderam um revólver calibre 38 marca Taurus, 15 munições intactas, 350 gramas de cocaína, 1.430 gramas de maconha, R$ 1.280 em dinheiro, duas balanças de precisão e dois aparelhos celulares.

O homem foi encaminhado para a Delegacia de Polícia de Pronto-Atendimento (DPPA).

Homem foi preso com munições, drogas e arma. Fotos: BM/Divulgação

Mega-Sena sorteia neste sábado prêmio estimado em R$ 3,5 milhões

Após a Mega da Variada, quando sorteou o prêmio recorde de mais de R$ 635 milhões, que teve oito apostas ganhadoras, a Mega-Sena, concurso 2.811, sorteia neste sábado (4), o primeiro de 2025, o prêmio estimado em R$ 3,5 milhões.

O sorteio será realizado a partir das 20h (horário de Brasília), no Espaço da Sorte, localizado na Avenida Paulista, nº 750, em São Paulo. Ele terá transmissão ao vivo pelo canal da Caixa no YouTube e no Facebook das Loterias Caixa. O prêmio da faixa principal está acumulado em R$ 16 milhões.

As apostas podem ser feitas até as 19h (horário de Brasília), nas casas lotéricas credenciadas pela Caixa, em todo o país ou pela internet.

O jogo simples, com seis números marcados, custa R$ 5.

Fonte: Agência Brasil

Foto: Rafa Neddermeyer/EBC

Homem morre após ser atropelado na BR-158 em Santa Maria

Um homem morreu após ser atropelado por um carro na BR-158, perto do Shopping Praça Nova, em Santa Maria, na noite de sexta-feira (03).

De acordo com a Polícia Rodoviária Federal, o veículo envolvido foi o automóvel Nissan/March, emplacado em Santa Maria. O pedestre atropelado morreu no local e não houve confirmação de sua identidade.

O motorista do automóvel, um jovem de 21 anos, natural de Santa Maria, ficou levemente ferido e foi socorrido pelo SAMU, Corpo de Bombeiros Militar e foi encaminhado ao Pronto Atendimento Municipal.

O trânsito flui normalmente no local.

Foto: Arquivo pessoal

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